DeFi

KLIK has launched a fee-return mechanism on Robinhood Chain that tracks all platform fees from swaps, trades and other transactions starting from its announcement. A first claim portal is set to open in 72 hours, sending 100% of those platform fees back to the wallets that generated them. The project uses a dynamic fee that falls from 1% to 0.10%, with the platform’s share fully returned to users. KLIK said it supports 20,000+ tokens and has recorded $1B+ in on-chain volume, and is now expanding to Robinhood Chain.

Privacy Pools has launched a trusted setup ceremony to support a zero-knowledge proof (ZKP) privacy protocol that is already deployed on Ethereum mainnet and integrated into interfaces such as Tornado Cash. The protocol’s core feature lets users use ZK proofs to validate that a deposit’s source is legitimate, allowing them to bypass OFAC sanctions restrictions and unlock hundreds of millions of dollars in ETH frozen in Tornado Cash. The project is open source, has no incentives, and is not a token issuance activity, emphasizing security and decentralized trust assumptions.

Phoenix Trade said it will roll out support for posting SOL and other tokens as collateral for perpetuals trading, allowing Solana users to margin positions with native assets instead of relying only on USDC. The feature is designed to take advantage of Phoenix’s fully onchain architecture to enable capital reuse across spot and derivatives. It also aims to reduce asset-conversion friction and improve capital efficiency, including for long-spot/short-perp basis strategies. The company said Phoenix is among a small set of fully onchain perpetuals venues on Solana that support this model.

StandX released the SIP-5 protocol on 2026年7月12日, allowing users to stake DUSD or a future governance token to deploy perpetual contracts, prediction markets, Pre-Market, RWA, and structured derivatives on BNB Chain. It says 100% of listing funds will go into a community market-maker incentives pool, under a “who lists, who benefits” model. The mechanism is positioned as a way to expand asset coverage and deepen market-making liquidity for derivatives on BNB Chain. DUSD is named as the initial staking asset, but the release does not state whether it is already listed for trading on BingX.

TermMaxFi said on July 12, 2026 that it has launched a deposit campaign for the $RLUSD stablecoin. RLUSD holders can deposit assets into the TermMax vault to participate in Phase 4, with the campaign running until July 15 at 23:59 UTC. The platform offers multi-chain fixed-rate lending and borrowing services. The initiative is limited to vault deposit incentives and does not involve a new token issuance, listing, or a major protocol upgrade.

USDD highlighted three ecosystem updates for the week: sUSDD total value locked (TVL) on Pendle has surpassed $30 million, a USDD × GateDEX bonus campaign has launched on Ethereum and BNB Chain, and the USDD ZeroSlippage Experience Campaign remains underway with quizzes, swaps and airdrop opportunities. The moves focus on deepening liquidity, broadening multichain availability and lowering the barrier to participation. BNB was mentioned as the native asset of BNB Chain in connection with the GateDEX rollout on that network, though no direct mechanism-based price driver was cited. The updates were framed as internal ecosystem building, without references to external regulatory or macro factors.

Flare is bringing XRP on-chain on an EVM network via FXRP. Enosys Global is building DeFi infrastructure on top of FXRP, including overcollateralized stablecoin minting, stability pools, and DEX liquidity for FXRP pairs. The expansion aims to let XRP holders turn their assets into yield-generating on-chain positions without selling XRP. The article does not disclose figures such as TVL, APY, or launch timing, but points to a path for XRP-native DeFi adoption.

The piece argues that DeFi has long been constrained by having access to only a small set of high-quality on-chain assets. Beyond a few major tokens and stablecoins, it says most other on-chain assets carry an implicit drag of about 30%/yr. It adds that the Solana ecosystem is now bringing higher-quality representations of high-quality assets on-chain, strengthening the case for permissionless innovation over a more diverse asset layer. The capability is attributed specifically to Solana.

Claude AI said it has opened a natively integrated DeFi app to all users, with the application deployed on Solana. The launch is described as the first time a major AI model has embedded DeFi functionality directly within its reasoning layer rather than relying on plugins or external calls. No specific protocol name, TVL, or trading-volume figures were disclosed, but the announcement highlighted that it is “natively within an AI model” and “on @solana world.”

Xora Finance says it is the first bank built on top of the XRP Ledger (XRPL). The project promotes “new utility” for $XRP through products such as collateral, lending, and yield generation. It also claims users can earn $100 per day in passive income with $150,000.