AI model outlines XRP price scenarios as Ripple continues multi-year escrow unlock process

An AI-driven pricing model indicates that XRP could be valued substantially higher once Ripple eventually finishes releasing the tokens now locked in escrow. Ripple's escrow, established in 2017 with 55 billion XRP from a total capped supply of 100 billion, releases up to 1 billion tokens each month, of which roughly 200–300 million are typically used and about 700 million are re-escrowed. As of mid-March 2026, around 33.6 billion XRP remain in escrow and about 66 billion are circulating, while the AI scenarios project possible prices between $1.50 and $15 depending on future market capitalization and adoption levels, with a midpoint range of $4 to $8.