Ripple pursues global expansion, integrates with ipayout, files banking application and launches $750M buyback

Ripple Labs executives recently visited company offices in Dublin, London, Singapore and Sydney as part of a five-day trip aimed at combining acquired teams into a single global strategy and boosting the role of XRP in cross-border finance. The company has integrated its Ripple Payments system with global payment platform ipayout, enabling ipayout to send real-time payouts into the United States and Canada, reducing settlement from days to seconds and improving cost visibility for client businesses. Ripple has also submitted paperwork to become a regulated bank, which, if approved by regulators, would allow the firm to hold its roughly 40 billion XRP treasury on its own balance sheet, while analysts at Crypto Economy note that this stockpile could be worth $120 billion at $3 per token or more than $240 billion at $6 per token. In addition, Ripple announced a $750 million share buyback valuing the company at $50 billion and set 2026 priorities around custody, on-demand liquidity and treasury management, as XRP's circulating market value reached $90 billion, XRP ETFs took in $1.26 billion, and more than 300 deals were signed with traditional financial institutions over the past five years.