Figure Technology Solutions Q4 2025 profit jumps 156% as Bernstein reiterates outperform rating and $72 target

In its fourth-quarter 2025 report, Figure Technology Solutions posted net income of $15.1 million, a 156% year-over-year increase, on net revenue of $159.9 million and loan marketplace volume of $2.7 billion. Bernstein analysts described the results as solid, reiterated their outperform rating with a $72 price target, and noted progress in Figure's tokenized marketplace strategy and expansion into new lending categories alongside a new $200 million share repurchase authorization.