CREAM
$0.66

Cream (CREAM) Price

$0.66
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Cream (CREAM) Price Today

The live price of Cream is 0.66 USD. In the past 24 hours, the trading volume of Cream was 554.17 USD, down by -1.78%. The current price has decreased by -4.45% from its 7-day high of 374.10 USD, and increased by 0.55% from its 7-day low of 0.63 USD. With a circulating supply of 2,924,546.32 Cream, the market cap of Cream is currently 2,833,767.00 USD, down by 0% in the last 24 hours. Cream currently ranks #2561 by market capitalization among cryptocurrencies.

Cream (CREAM) Market Data

Market Cap
$1.5M
24h Volume
$554.1
Circulating Supply
2.3M CREAM
Maximum Supply
9M CREAM
Fully Diluted Market Cap
$1.9M
Liquidity Indicator
0.04%
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About Cream (CREAM)

How can I buy Cream (CREAM)?

You can buy Cream (CREAM) on supported CEXs, DEXs, or crypto wallets, although it is not yet listed on BingX. See our How to Buy Cream guide for details. Sign up with BingX to trade CREAM first when it goes live.

What Is Cream Finance (CREAM) and How Does It Work?


Cream Finance (CREAM) is a decentralized finance (DeFi) protocol designed for crypto lending, borrowing, and capital efficiency. Launched as a permissionless, open-source platform, Cream Finance allows users to supply digital assets to earn interest or borrow supported cryptocurrencies by providing collateral. The project’s name stands for “Crypto Rules Everything Around Me,” reflecting its community-driven and DeFi-native ethos.

At its core, Cream Finance works similarly to money markets in traditional finance, but operates entirely on smart contracts. Users deposit supported tokens into liquidity pools, where those assets are then made available to borrowers. Interest rates are algorithmically adjusted based on supply and demand, meaning yields and borrowing costs change dynamically as market conditions shift.

The CREAM token plays a key role in protocol governance and ecosystem participation. Token holders can vote on proposals such as asset listings, risk parameters, and protocol upgrades. Over time, Cream Finance has expanded beyond Ethereum to support multiple blockchain networks, aiming to offer flexible, cross-chain DeFi services while prioritizing transparency and decentralized control.

When Did Cream Finance Launch?


Cream Finance was launched on August 3, 2020, when it went live on the Ethereum blockchain with an unconventional “YOLO” liquidity pool launch, a nod to DeFi culture reflecting its go-all-in approach. The project was created as a fork of Compound Finance, repurposing and expanding the popular money-market model to support a broader range of assets and DeFi services.

The protocol was co-founded by Jeffrey Huang, a Taiwanese entrepreneur known for his earlier work in crypto and blockchain projects like Mithril (MITH). At launch, Huang amusingly adopted the title of “semi-benevolent dictator of CREAM”, emphasizing both leadership and the experimental nature of the early protocol. Later development work involved contributions from Leo Cheng and other team members, with the platform growing quickly across multiple chains and DeFi products.

Cream Finance Roadmap


• Aug 3, 2020: Initial launch on Ethereum with YOLO Alpha pool.

• Sep 2020: Expansion to Binance Smart Chain (BSC).

• Nov 2020 – Jan 2021: Growth and ecosystem integrations, including expansion of supported assets and liquidity mining incentives.

• 2021: Introduction of Iron Bank zero-collateral lending concept.

• 2022–2025: Ongoing enhancements, multi-chain support, and continued community/governance development.

What Is the CREAM Token Used for?


The CREAM token is the native utility and governance asset of Cream Finance. Its primary use is governance, allowing token holders to vote on key protocol decisions such as risk parameters, asset listings, interest rate models, and protocol upgrades. CREAM has also been used historically to incentivize participation in the ecosystem, including liquidity provision and protocol usage, aligning users with the long-term development of the platform.

You can trade CREAM tokens on the BingX spot market by depositing USDT, selecting the CREAM/USDT trading pair, and placing a market or limit order directly from your BingX account. BingX’s spot interface is designed to be beginner-friendly while offering advanced tools for experienced traders to manage entries, exits, and risk efficiently.

What Is Cream Finance Tokenomics?


The tokenomics of Cream Finance (CREAM) are centered on governance, scarcity, and long-term alignment, with a fixed maximum supply of 9 million tokens. CREAM is primarily used to vote on protocol parameters such as asset listings, risk settings, and incentive distribution, with any changes to emissions or supply requiring governance approval rather than automatic inflation.

To reinforce long-term participation, Cream Finance introduced iceCREAM, a non-transferable governance token. Users lock CREAM for 1 week up to 4 years to receive iceCREAM, which provides 1:1 voting power and decays linearly until unlock. Longer lockups mint more iceCREAM and can unlock emission boosts (up to 2.5x) in future phases, while 50%+ of protocol reserves are planned to be distributed to iceCREAM stakers, aligning incentives with long-term protocol growth.

What Makes Cream Finance Different From Other DeFi Protocols?


Cream Finance stands out from other DeFi lending protocols by focusing on flexibility and capital efficiency rather than a one-size-fits-all approach. As a fork of Compound, Cream Finance expanded the model to support a broader range of crypto assets, including long-tail and governance tokens that are often excluded elsewhere. This makes it more adaptable for advanced DeFi users seeking customized lending and borrowing markets beyond mainstream assets.

Another key differentiator is Cream Finance’s emphasis on governance-driven control and long-term alignment. Through mechanisms like CREAM governance and the iceCREAM vote-escrow model, users who commit capital for longer periods gain greater influence over protocol decisions and future incentive allocation. Instead of prioritizing aggressive emissions, Cream Finance rewards sustained participation, positioning itself as a more governance-centric and experiment-friendly DeFi protocol.

What Blockchains Does Cream Finance Support?


Cream Finance is a multi-chain DeFi protocol designed to operate across several major blockchain networks to improve accessibility and capital efficiency. Over time, Cream Finance has expanded beyond Ethereum to support Binance Smart Chain (BNB Chain), Polygon, Fantom, and Arbitrum, allowing users to lend and borrow assets on different networks with varying fee structures and liquidity profiles. This multi-chain approach helps reduce congestion costs while enabling broader participation across the DeFi ecosystem.

How to Store CREAM Tokens Securely


One of the easiest and most convenient ways to store CREAM tokens is directly on BingX. By keeping CREAM in your BingX account, you can benefit from exchange-level security measures, streamlined portfolio management, and instant access to spot trading without needing to manage private keys yourself. This option is especially suitable if you actively trade or plan to buy and sell CREAM regularly.

For long-term self-custody, CREAM can also be stored in Ethereum-compatible wallets such as MetaMask, Trust Wallet, or hardware wallets like Ledger. When using non-custodial wallets, you remain in full control of your private keys, but you are also responsible for security practices such as safeguarding seed phrases and avoiding malicious links or smart contracts.

Is Cream Finance (CREAM) a Good Investment?


Cream Finance (CREAM) may appeal to investors who value governance-driven DeFi infrastructure and long-term alignment rather than short-term yield incentives. With a fixed maximum supply, a focus on community governance, and mechanisms like iceCREAM that reward long-term commitment with greater influence and potential emission boosts, CREAM is positioned as a strategic governance asset within the DeFi lending sector. Its multi-chain presence, flexible market design, and ongoing evolution toward more controlled and transparent incentives make it a differentiated option for investors who understand the risks of DeFi and are seeking exposure to protocol-level decision-making rather than purely speculative rewards.

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