Clearpool is a decentralized capital markets ecosystem enabling institutional borrowers to access uncollateralized
liquidity directly from
DeFi lenders via single-borrower pools, bridging the $120 trillion traditional finance markets with blockchain for efficient, compliant credit without over-collateralization. It leverages Ethereum's
EVM for
smart contract-based lending, where borrowers like hedge funds create permissioned pools with dynamic interest rates set by on-chain oracles, and lenders earn yields enhanced by CPOOL rewards. At its core, Clearpool uses a
Proof-of-Stake (PoS)-inspired staking mechanism for governance and oracle participation, with cpUSD stablecoin for yield-bearing exposure to real-world payments like remittances. Governed by CPOOL holders via
DAO, it emphasizes KYC/AML compliance through partnerships, fostering a hybrid DeFi-TradFi model with audited contracts and
multi-sig treasuries for secure, scalable institutional DeFi.
When Did Clearpool Launch?
Clearpool was founded in 2020 by Robert Alcorn and Alessio Quaglini, drawing from their banking and crypto experience, with initial development focusing on unsecured lending protocols. The CPOOL token and mainnet launched on October 28, 2021, via an IDO raising significant funds from investors like Three Arrows Capital. Key milestones include the 2022 expansion to multi-chain support and first institutional pools with Jane Street, the 2023 buyback program burning over 6.4 million tokens, and Q1 2025 cpUSD rollout for PayFi integrations. In late 2025, partnerships with major banks and TVL surpassing $500 million marked its maturation as a RWA leader.
What Are the Key Features of Clearpool?
Clearpool stands out with uncollateralized institutional pools using reputation-based credit scoring, dynamic oracle-set interest rates, and CPOOL-enhanced yields for lenders. Its Ethereum PoS staking delivers secure governance, alongside full EVM compatibility for
dApp integrations. Additional features include cpUSD for stable yields from real payments, DAO voting on parameters, native bridges to Polygon and
Arbitrum, developer APIs for custom pools, staking rewards of 8-12%
APY with epochs, and a compliant ecosystem for
RWAs, NFTs in credit, and tokenized treasuries, all backed by multi-sig security.
What Is CPOOL Used For?
CPOOL is used for staking to oracle pools for rewards and voting power (capped at 15% per pool), paying protocol fees for pool creation and borrowing (with discounts), participating in DAO governance on rates, upgrades, and treasury, providing liquidity to lender pools for enhanced yields, bridging assets multi-chain, deploying custom credit dApps, and accessing incentives like buybacks and grants for ecosystem contributors.
What Is the CPOOL Token Utility?
CPOOL secures the protocol through staking for oracle validation and governance voting on parameters and security, covers transaction and pool fees (with burns via buybacks), incentivizes lenders and borrowers via rewards, enables compliant RWA tokenization, supports cross-chain operations, and funds development through treasury allocations for audits, partnerships, and expansions.
What Blockchain Does Clearpool Operate On?
Clearpool is an Ethereum-based protocol with its native ERC-20 CPOOL token, fully EVM-compatible for seamless dApp interactions across Polygon, Arbitrum, and others. It uses oracles for off-chain credit data and bridges for interoperability, with its lending layer handling settlement on Ethereum while enabling multi-chain liquidity without external dependencies.
What Are CPOOL Tokenomics?
CPOOL has a fixed maximum supply of 1 billion tokens. As of December 2025, circulating supply is approximately 413 million. Allocation balances growth: 20% to rewards and liquidity mining, 17.17% to reserves, 15% to liquidity provision, 10.15% to ecosystem grants, 20% to team (vested 4 years), 10% to investors (locked), and 7.68% to treasury. Deflationary via buyback-burns funded by revenue (over $553K used), rewards distribute 50% to stakers, 30% to lenders, 20% to treasury every two-week epoch, ensuring sustainability tied to protocol usage.
How To Securely Store CPOOL
CPOOL works with the most popular crypto wallets that support EVM-based assets. The easiest way to engage with CPOOL is through
BingX Spot Market where users can buy, sell, and hold tokens securely without managing private keys or additional wallet setups. This approach offers exchange-level security, a custodial wallet service, and instant trading access, making it convenient for new and experienced users alike. This token is also compatible with leading self-custody wallets such as
MetaMask and
Trust Wallet along with other major EVM-compatible wallets and hardware options like
Ledger. These wallets give users full control over their private keys and allow direct participation in decentralized applications, platform features, staking, governance, and cross-network transactions within the Clearpool ecosystem. By adding the Ethereum network and importing the CPOOL token using its contract address, users can enjoy secure and seamless access to all platform utilities and rewards.
Is CPOOL a Good Investment?
CPOOL is one of the premier bridges between TradFi and DeFi: uncollateralized loans for institutions that actually work, yields boosted without the usual risks, and cpUSD turning real payments into stable crypto income. In 2025, RWAs are exploding past $10B TVL, Clearpool's institutional pools with Jane Street pulling in banks, buybacks burning millions, and 8-12% staking epochs delivering real returns. The 1B cap and revenue-funded deflation keep it tight. It's competing with Goldfinch in credit DeFi, and TradFi regs could slow things, but if tokenized debt becomes the norm, CPOOL's compliant edge positions it for institutional-scale growth. As always, only invest what you can afford to lose and do your own research.