A longtime Bitcoin supporter posting as Pumpius on X has argued that XRP could become the primary bridge asset for central banks and eventually surpass Bitcoin in scale. His claim comes amid discussions about faster settlement rails, recent currency volatility that prompted a rare dollar/yen quote check by the Federal Reserve’s trading desk, and Ripple’s stated goal of attracting larger regulated institutions to the XRP Ledger by 2026. The comparison highlights the sizeable gap between Bitcoin’s multi-trillion-dollar market cap and XRP’s sub-$100 billion valuation, underscoring how much capital would need to shift for such a scenario to unfold.

On February 16, the Arizona Senate Finance Committee approved Senate Bill SB1649 in a 4–2 vote, moving forward a plan to create a state-managed digital asset reserve that could include XRP among its holdings. The proposal would allow the state treasurer to hold, custody, and invest cryptocurrency assets that come into state possession, with market participants and legal experts watching how the fund's valuation, custody, and governance rules will be defined.

Strategy has extended its Bitcoin accumulation run to a 12th consecutive week, with Michael Saylor flagging what the firm describes as its upcoming 99th BTC trade. The latest purchase totaled 1,142 BTC for just over $90 million, lifting the company's stack to 714,644 BTC, valued at a little above $49 billion at prevailing market prices. Despite a Q4 loss of $12.4 billion and earlier share price pressure, the firm continues buying below its reported $76,000 average cost while Bitcoin trades around $68,000 after prior declines.

XRP is trading back above $1.40, with the token recently seen near $1.43 after a stretch of choppy price action. In a Der Aktionär TV appearance, Tokentus Investment AG head Michel Oliver projected XRP could rise to between $7 and $9 in a future bull phase, citing institutional adoption, licenses and global payments use. Ripple's network expansion, including more than 60 regulatory licenses and broader European market access via Safello under the MiCA regime, has been highlighted as a potential long-term driver even as the asset remains far below past peaks.

On February 13, 2026, Michael Saylor urged Go bitcoin and said the money won't fix itself. Reports indicate Strategy holds 714,644 BTC at an average cost of $76,056, and recent filings show 1,142 BTC were bought this month around $78,815 each, roughly $90 million. At about $68,000 per BTC, the position reflects an estimated unrealized loss near $6 billion and a reported book value above $54 billion.

A US Army veteran and prominent XRP community figure has forecast that XRP could overtake Bitcoin as the largest cryptocurrency within six years. His view emerges amid market volatility, with Bitcoin’s valuation retreating and XRP trading choppily, while Bitcoin’s market cap stands near $1.37 trillion versus XRP’s $86 billion. Based on his reading of long-term trendlines, he argues that regardless of whether Bitcoin recovers or continues to weaken, XRP could eventually claim the top spot, though analysts caution this remains highly speculative.

Michael Saylor reiterated that his company will keep purchasing Bitcoin on a set schedule, saying short‑term volatility will not alter the plan. Per public statements and company filings, acquisitions are planned each quarter, with the firm holding 714,644 Bitcoins and carrying total borrowings reported at more than $8 billion.

On February 7 and 8, Tron added more than 184,000 TRX at $0.27 and 181,000+ at $0.28, then on February 9, 2026 disclosed a 179,408‑TRX buy at $0.28, taking holdings above 680.7 million. TRX traded near $0.27, up roughly 0.75% intraday, while 24‑hour volume fell 20% to about $520 million, with weekly and monthly declines of 1.5% and 6%.

Matt Hougan, chief investment officer at Bitwise Asset Management, argues that a major downturn in much of the crypto market played out last year even while leading coins looked more resilient. He highlights strong ETF and corporate demand that absorbed new Bitcoin supply and compares this pattern to gold, while expecting the next cycle to favor altcoin projects with real usage as Bitcoin trades around the 60,000–65,000 range before rebounding above 65,000.