xCREDI (XCREDI) Price

Q: How much is 1 XCREDI (xCREDI) worth?

As of 2026-03-01, 1 xCREDI is worth 0.01 USD. xCREDI price is up by 0.63% in the past 24 hours, with a daily trading volume of 36,014.81. Over the last 7 days, XCREDI's price is down by -2.75%.

Q: What is the price prediction for XCREDI (xCREDI)?

Price predictions for XCREDI are influenced by market sentiment, supply and demand dynamics, and major events such as ETF approvals or geopolitical developments. Over the past 7 days, xCREDI is down by -2.75%, compared to the overall market, which is down by 0%. Learn more about XCREDI price prediction.

Q: What is the all-time high price of XCREDI (xCREDI)?

The all-time high price of xCREDI was 0.14 USD. Currently, xCREDI is priced at 0.01 USD, marking a -88.83% down from its peak level.

Q: What is the all-time low price of XCREDI (xCREDI)?

The all-time low price of xCREDI was 0.01 USD. Currently, xCREDI is priced at 0.01 USD, marking a 8.91% up from its lowest level.

Q: How many XCREDI (xCREDI) are there in circulation?

As of 2026-03-01, the circulating supply of XCREDI is 15,000,000.00 xCREDI, out of a total supply of 26,000,000.00 xCREDI, representing 57.69% of the maximum supply.

Q: What is the market capitalization of XCREDI (xCREDI)?

With a current price of 0.01 and a circulating supply of 15,000,000.00 as of 2026-03-01, the market capitalization of xCREDI is 302,580.00 USD. It ranks #3854 among all cryptocurrencies by market cap.

Q: What affects the price of XCREDI (xCREDI)?

The price of XCREDI is influenced by user activity, liquidity, ecosystem developments like token burns or upgrades, and broader trends such as Bitcoin price movements or ETF approvals. Whale activity and social sentiment also contribute to short-term volatility.

Q: How To Securely Store XCREDI

XCREDI works with the most popular crypto wallets that support EVM-based assets. The easiest way to engage with XCREDI is through BingX Spot Market where users can buy, sell, and hold tokens securely without managing private keys or additional wallet setups. This approach offers exchange-level security, a custodial wallet service, and instant trading access, making it convenient for new and experienced users alike. This token is also compatible with leading self-custody wallets such as MetaMask and Trust Wallet along with other major EVM-compatible wallets and hardware options like Ledger. These wallets give users full control over their private keys and allow direct participation in decentralized applications, platform features, staking, governance, and cross-network transactions within the xCREDI ecosystem. By adding the Ethereum network and importing the XCREDI token using its contract address, users can enjoy secure and seamless access to all platform utilities and rewards.

Q: Is XCREDI a Good Investment?

xCREDI provides decentralized credit scoring and uncollateralized lending with capped supply and staking rewards for governance and participation. As of December 2025, circulation supports a low-cap valuation with growing adoption in DeFi credit markets, benefiting from AI-driven risk assessment, transparent scoring, and expanding lending pools. While the project faces credit default risks, competition from established lending protocols, and challenges in scaling uncollateralized credit, its audited infrastructure, innovative scoring model, and community governance provide meaningful differentiation. xCREDI represents a low-cap credit DeFi opportunity for diversified portfolios, but investors are strongly encouraged to conduct independent research and carefully evaluate risk tolerance before allocating capital.

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xCREDI (XCREDI) Price Today

The live price of xCREDI is 0.01 USD. In the past 24 hours, the trading volume of xCREDI was 36,014.81 USD, up by 0.63%. The current price has decreased by -3.70% from its 7-day high of 0.14 USD, and increased by 0.01% from its 7-day low of 0.01 USD. With a circulating supply of 26,000,000.00 xCREDI, the market cap of xCREDI is currently 302,580.00 USD, down by 0% in the last 24 hours. xCREDI currently ranks #3854 by market capitalization among cryptocurrencies.

xCREDI (XCREDI) Market Data

Market Cap

$423K

24h Volume

$36K

Circulating Supply

26M XCREDI

Maximum Supply

Fully Diluted Market Cap

$423K

Liquidity Indicator

8.51%

About

Rate

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FAQ

About xCREDI (XCREDI)

How can I buy xCREDI (XCREDI)?

You can buy xCREDI (XCREDI) on supported CEXs, DEXs, or crypto wallets, although it is not yet listed on BingX. See our How to Buy xCREDI guide for details. Sign up with BingX to trade XCREDI first when it goes live.

What Is xCREDI (XCREDI) and How Does It Work?

xCREDI (XCREDI) is a decentralized credit scoring and uncollateralized lending protocol on Ethereum that leverages artificial intelligence and on-chain data to generate transparent credit profiles and enable risk-adjusted loans for DeFi users without requiring over-collateralization. Launched in 2023, it aggregates wallet transaction history, repayment patterns, social signals, and other verifiable data to produce credit scores, allowing borrowers to access loans while lenders earn yields from diversified, risk-segmented pools with isolated compartments to protect capital. The XCREDI token powers staking for governance voting, fee shares, and reward boosts, creating a trustless, community-governed credit ecosystem with audited smart contracts, transparent risk assessment, and a focus on expanding access to DeFi credit for under-collateralized users and improving capital efficiency in lending markets.

When Did xCREDI Launch?

xCREDI launched its mainnet and token in 2024 on Ethereum, following extensive beta testing of its AI credit scoring engine and uncollateralized lending pools. The project expanded in 2025 with AI model upgrades for improved scoring accuracy, additional lending pool integrations, cross-chain support, and institutional partnerships, achieving growing adoption in DeFi credit markets and increasing TVL by December 2025.

What Are the Key Features of xCREDI?

xCREDI features AI-powered credit scoring using on-chain, off-chain, and social data for accurate risk assessment, uncollateralized lending pools with risk-adjusted yields and isolated compartments to protect lenders, staking for governance participation and reward boosts, audited smart contracts for security and transparency, multi-chain support for broader accessibility, and tools for borrowers to improve credit profiles and access loans with minimized liquidation risks in a decentralized credit marketplace.

What Is XCREDI Used For?

XCREDI is used for staking to earn rewards and governance voting power, paying fees for credit scoring and loan origination services, voting on DAO proposals for risk parameters, pool expansions, and protocol upgrades, providing liquidity in pools for yields, and accessing premium credit tools, analytics, and priority loan features for borrowers and lenders.

What Is the XCREDI Token Utility?

XCREDI secures staking for reward distribution and governance participation, powers DAO votes on protocol parameters, risk models, and treasury allocation, covers fees with potential burns for deflationary pressure, incentivizes lenders and borrowers through yield opportunities and credit access, and funds treasury for AI model improvements, security audits, and credit ecosystem growth in the DeFi lending space.

What Blockchain Does xCREDI Operate On?

xCREDI operates on Ethereum with EVM compatibility for DeFi lending, credit scoring, and smart contract execution, with multi-chain support for broader accessibility.

What Are XCREDI Tokenomics?

XCREDI has a capped maximum supply designed for long-term scarcity, with controlled circulation managed through vesting schedules and community incentives as of December 2025. The allocation prioritizes staking rewards for governance and participation, ecosystem incentives for lender and borrower engagement, team vesting over multiple years for alignment, liquidity provision for market stability, and treasury reserves for AI development and protocol expansions, with deflationary mechanics through fee burns to balance emissions and support sustainable token economics.

Info Source

Official Website

Whitepaper

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Frequently Asked Questions about XCREDI (xCREDI)

How much is 1 XCREDI (xCREDI) worth?

What is the price prediction for XCREDI (xCREDI)?

What is the all-time high price of XCREDI (xCREDI)?

What is the all-time low price of XCREDI (xCREDI)?

How many XCREDI (xCREDI) are there in circulation?

What is the market capitalization of XCREDI (xCREDI)?

What affects the price of XCREDI (xCREDI)?

How To Securely Store XCREDI

Is XCREDI a Good Investment?

Disclaimer:

Price analysis and valuation are influenced by multiple factors, and theoretical projections do not guarantee that a token will reach a specific price level. The information provided is for informational purposes only and does not constitute investment advice. Investors should conduct their own research before making any financial decisions.

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