TRU
$0.0063100444996996305

TrueFi (TRU) Price

$0.0063100444996996305
1m
5m
15m
1h
4h
1d
1w

TrueFi (TRU) Price Today

The live price of TrueFi is 0.0063100444996996305 USD. In the past 24 hours, the trading volume of TrueFi was 1,605,849.79 USD, down by -1.98%. The current price has decreased by -13.82% from its 7-day high of 1.01 USD, and increased by 0.0056127% from its 7-day low of 0.0056127 USD. With a circulating supply of 1,449,999,998.20 TrueFi, the market cap of TrueFi is currently 42,021,864.00 USD, down by 0% in the last 24 hours. TrueFi currently ranks #1214 by market capitalization among cryptocurrencies.

TrueFi (TRU) Market Data

Market Cap
$9M
24h Volume
$1.6M
Circulating Supply
1.4B TRU
Maximum Supply
--
Fully Diluted Market Cap
$9.1M
Liquidity Indicator
17.78%
About
Rate
Leaderboard
FAQ

About TrueFi (TRU)

How can I buy TrueFi (TRU)?

Buying TrueFi (TRU) on BingX is simple and secure. Create an account, deposit USDT or another supported asset, and purchase TrueFi (TRU) directly in the Spot Market. The tokens will then appear in your BingX Spot Wallet, ready for trading or transfer at anytime. Discover How to Buy TRU Guide for more information.

What Is TrueFi (TRU) and How Does It Work?



TrueFi (TRU) is a decentralized lending protocol specializing in uncollateralized credit for vetted borrowers, enabling institutional-grade DeFi loans with on-chain transparency and risk tranching. Originally launched by TrustToken, it migrated to Optimism Layer-2 for scalability, using portfolio managers and credit scoring for loan origination while lenders earn yields from real-world debt. The TRU token facilitates staking for governance participation, fee sharing, and protocol incentives, with audited contracts ensuring secure, permissionless lending in a growing RWA credit market.

When Did TrueFi Launch?


TrueFi was launched in November 2020 by TrustToken as an uncollateralized lending protocol on Ethereum, introducing TRU token governance in 2021. Milestones include 2022 portfolio tranching for risk segmentation, 2024 migration to Optimism for lower fees, and 2025 expansions with $500 million+ in originated loans and institutional partnerships, achieving significant volume by December 2025.

What Are the Key Features of TrueFi?


TrueFi features uncollateralized loans with rigorous borrower vetting and credit scoring, portfolio tranching for senior/junior risk tiers with tailored yields, staking for governance and fee rewards, Optimism L2 deployment for cost efficiency, audited security with transparent on-chain loan books, and DAO voting for borrower approvals and parameter adjustments, positioning it as a leader in institutional DeFi credit.

What Is TRU Used For?


TRU is used for staking to participate in governance votes on loan approvals and risk parameters, earning a share of protocol fees as rewards, accessing premium lending opportunities, providing liquidity for yield enhancement, and engaging in community incentives tied to platform growth.

What Is the TRU Token Utility?


TRU secures governance through staking for voting power and fee distribution, captures value from lending revenues allocated to stakers, incentivizes long-term participation via rewards and potential burns, and funds treasury for protocol development and borrower onboarding.

What Blockchain Does TrueFi Operate On?


TrueFi operates on Optimism Layer-2 for scalable lending operations, with core settlement and governance on Ethereum for security and EVM compatibility.

What Are TRU Tokenomics?


TRU features inflationary rewards for stakers with approximately 1 billion tokens in circulation as of December 2025, allocated for ecosystem incentives, governance rewards, team vesting, liquidity, and treasury. Deflationary elements include potential fee burns to balance emissions and support scarcity.

How To Securely Store TRU


TRU works with the most popular crypto wallets that support EVM-based assets. The easiest way to engage with TRU is through BingX Spot Market where users can buy, sell, and hold tokens securely without managing private keys or additional wallet setups. This approach offers exchange-level security, a custodial wallet service, and instant trading access, making it convenient for new and experienced users alike. This token is also compatible with leading self-custody wallets such as MetaMask and Trust Wallet along with other major EVM-compatible wallets and hardware options like Ledger. These wallets give users full control over their private keys and allow direct participation in decentralized applications, platform features, staking, governance, and cross-network transactions within the TrueFi ecosystem. By adding the Ethereum network and importing the TRU token using its contract address, users can enjoy secure and seamless access to all platform utilities and rewards.

Is TRU a Good Investment?


TrueFi enables uncollateralized institutional lending with inflationary rewards balanced by fee burns. As of December 2025, ~1 billion circulating tokens support a mid-cap valuation with significant originated volume, benefiting from RWA credit demand on Optimism, though credit default risks and competition from Goldfinch persist. Its tranching and audited governance offer differentiation; a mid-cap credit DeFi opportunity for diversified portfolios with independent research recommended.

Info Source

Official Website

New Cryptocurrencies and Listings

Explore newly-listed crypto assets on BingX and never miss the next opportunity.

New Cryptos

POKEE/USDTPOKEE
Coming Soon
WARD/USDTWARD
$0.11424
-15.65%
RNBW/USDTRNBW
$0.02899
-9.57%
TRIA/USDTTRIA
$0.01479
-14.72%
ZAMA/USDTZAMA
$0.02281
-17.68%

Frequently Asked Questions about TRU (TrueFi)

How much is 1 TRU (TrueFi) worth?
What is the price prediction for TRU (TrueFi)?
What is the all-time high price of TRU (TrueFi)?
What is the all-time low price of TRU (TrueFi)?
How many TRU (TrueFi) are there in circulation?
What is the market capitalization of TRU (TrueFi)?
What affects the price of TRU (TrueFi)?
Disclaimer:
Price analysis and valuation are influenced by multiple factors, and theoretical projections do not guarantee that a token will reach a specific price level. The information provided is for informational purposes only and does not constitute investment advice. Investors should conduct their own research before making any financial decisions.
By accessing and using this platform, you agree to comply with our Terms of Use.
Trading cryptocurrencies and other financial instruments involves risks, including the potential for loss of funds. You should never trade more than you can afford to lose. Please be aware of the risks involved and seek independent financial advice if necessary.
For more detailed information, please refer to our Risk Disclosure Statement.

Risk Warning

Cryptocurrencies and their derivatives are innovative financial products with great volatility and high investment risks.

Although BingX is committed to providing users with easy-to-use trading tools, trading itself is still a highly sophisticated field. Trading digital assets and their derivatives are subject to high market risk and price volatility and may result in partial or total loss of account funds. You must carefully consider and exercise clear judgment to evaluate your financial situation and the aforementioned risks before using BingX Services. You shall be responsible for all losses arising therefrom. If necessary, please consult relevant professionals to make informed decisions before investing. By accessing, downloading, using or clicking on "I agree" to accept any BingX Services provided by BingX, you agree that you have read, understood and accepted all of the terms and conditions stipulated in BingX Terms of Use as well as our Privacy Policy.


Trading by copying or replicating the trades of other traders involves a high level of risks, even when copying or replicating the top-performing traders. Past performance of a BingX community member is not a reliable indicator of his future performance. Content on BingX's trading platform is generated by members of its community and does not contain advice or recommendations by or on behalf of BingX.