On Feb. 18, Ripple CEO Brad Garlinghouse avoided giving a direct answer on whether the company plans to buy a bank, instead reiterating Ripple's focus on serving institutional clients and collaborating with existing financial players. He highlighted the growth of Ripple's RLUSD stablecoin, its New York trust license and conditional OCC charter, and argued that clearer US legislation has already boosted demand for stablecoins and XRP Ledger-based payments.

MemeCore fell 9.5% in the past 24 hours, with sentiment leaning bearish and its CoinMarketCap ranking under pressure. Spot volume shifted just 0.3% to roughly $5.82 million and holder counts dipped from 6,710 to 6,700, according to CoinMarketCap. CoinGlass flagged a 14.7% capital outflow and funding near neutral.

Ethereum slipped firmly below $2,100, shifting short-term momentum to the downside. The $2,300–$2,100 daily band has turned into resistance after failed reclaim attempts, with $1,700–$1,500 highlighted as the next support area. A higher timeframe fractal points to potential upside if price compresses and then breaks above the current range.

According to Crypto Patel in a recent post on X, SOL's slide from a high near $295 to about $67 after his $200–$250 exit zone has set the stage for a new long-term setup if $85 fails. He flags the $50- $30 FVG area as a potential next stop, while still mapping $1,000 by 2027 and $9,270 toward late 2029.

On October 28, 2025, T. Rowe Price filed for an actively managed crypto ETF that includes Hedera's HBAR alongside major-cap coins, with the SEC decision scheduled for February 26, 2026. While HBAR now fluctuates between $0.0818 and $0.1058 after dropping from $0.225, futures markets show heavy liquidations and negative funding, even as a separate Canary Capital HBAR ETF logged $949.12K in inflows on Wednesday.

Alibaba's KIMI model outlines end-2026 price scenarios for XRP, SHIB and PEPE, projecting XRP up to $8, SHIB toward $0.000059, and PEPE near $0.000098. The outlook references current prices of $1.41 for XRP, $0.000006187 for SHIB, and $0.0000042 for PEPE, implying potential gains of roughly sixfold, 850%, and 2,233%.

SWIFT plans to introduce a blockchain-based shared ledger for cross-border payments, bringing in HSBC, a bank already using Ripple-owned Metaco’s Harmonize platform, as a managing partner. This setup highlights XRP’s infrastructure footprint via HSBC while SWIFT explores a broader multi-chain model that could also involve assets like XLM and HBAR. The initiative reflects a push to merge traditional banking with crypto-native technologies under new messaging standards such as ISO 20022.

XRP has drawn about $150 million in new capital this year while Bitcoin and Ethereum saw roughly $1.5 billion in outflows. On Feb. 18, analytics flagged XRP sentiment reaching a five-week high, highlighting rotation away from the majors. Coinbase also began allowing XRP as collateral for up to $100,000 USDC loans.